Cash Plans

At HMCA, we offer health cash plans exclusively to members of qualifying membership groups and associations. These plans are designed to provide tax-free cash benefits to help cover unexpected medical expenses, ensuring you have financial support, when you need it most.

Be Prepared For The Unexpected

With over 16 million NHS hospital admissions each year, a stay in hospital can happen when you least expect it. Would your current finances cover your everyday bills if you were suddenly unable to work? Many people find themselves unprepared for the financial impact of time spent in hospital.

HMCA health cash plans provide a tax-free cash benefit to help ease the burden — giving you added peace of mind when you need it most. 

Our Cash Plans

Our cash plans provide financial support when you need it most.

Hospital Sickness & Injury Money Plan

The hospital sickness & injury money plan pays £225 per night for up to 365 days if you’re hospitalised, whether as an NHS or private patient, and even if you have other medical plans.

Care Starter Cash Plan

The care starter cash plan provides tax-free cash to cover unexpected medical expenses, including treatments and consultations, paid directly to you for support and peace of mind.

Need Even More Peace of Mind?

All of our Medical Plans can be complimented with optional Medical Plus Plan benefits, giving you:

24/7 GP Advice Helpline

Speak to a qualified doctor anytime, day or night.

Video Consultations

Video appointments from home, work, or on the go.

Wellbeing Services

Support to help you manage your health proactively.

Private Prescriptions

Get fast access to medication with private prescriptions

Need Assistance?

Need help filling out the form or want more details about our plans? We’re here to assist you—just give our friendly team a call!

Enquire Today

Basic Information
Title: *
First Name: *
Last Name: *
Phone Number: *
Email Address: *
Address: *
Postcode: *
Membership Group or Association:
Other Membership Group or Association:
Date of Birth:
Day: *
Month: *
Year: *
Enquiry Details
Who is this enquiry for? *
Spouse Name:
Title: *
First Name: *
Last Name: *
Spouse Date of Birth:
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Month: *
Year: *
Company Name:
Present Health Insurer:
Date of Renewal:
Day:
Month:
Year:
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