Compliment your cover with the Plus Plan — includes access to the HMCA GP Advice Helpline.
The cost of medical care overseas can be extremely high, which is why most people choose not to travel without reliable insurance. At HMCA, we’ve partnered with Just Travel Cover to assist you in finding Travel Insurance. Click the ‘Get a Quote’ button or call the number below to access a range of travel insurance cover options to suit your needs – providing essential protection whether you’re travelling once or several times a year.
When you click the link above you will be transferred to a white label website operated by Just Travel Cover, a trading name of Just Insurance Agents Limited. Please view their Privacy Policy on the website for full details on how your data is used.
Travel with confidence knowing you’re covered for medical emergencies, cancellations, and more.
Get quick answers to common questions about travel insurance – from policy types and coverage to claims and cancellations.
The cost of Travel Insurance is dependent on a number of factors including your age and medical history. It will also depend on where you’re going and for how long, and whether you want single trip cover or an annual policy.
Yes, all insurers on the panel cover cruises, and some provide cruise specific benefits, too. You will need to answer yes to the cruise question when getting your quote.
Yes, if you buy an Annual Multi Trip policy all named travellers can travel independently.
No, once cover is in place you do not need to inform the insurer when you are travelling. However, you should always check the country you are visiting is covered under your policy, e.g. if you have a European policy but are travelling to the USA, you’d need to upgrade to a worldwide
policy that includes travel to the USA.
No, Just Travel will write to you 30 days before your policy is due to expire, and you’ll need to call to run through a new quotation.
No, there aren’t any Covid vaccination requirements on the policies, but most policies will require you to have had any relevant vaccinations required for the country you are visiting.
No, just the name of any medical condition you have.
Not always, no. It depends on your circumstances, and you should also consider how many trips you plan to take. You will be guided through this process and it is always recommend getting a single trip quote if you have a holiday booked – we’ll show you the annual price will be shown alongside it.
No, it would be the responsibility of your Travel Agent or tour operator to reimburse you or offer an alternative holiday. Your Travel Insurance is there to protect you if you need to cancel the holiday, for example due to a change in medical circumstance means you can’t travel. Cancellation terms and limits vary by insurer and you should always check the wording.
Any information you provide will be collected and used by Just Travel Cover to provide your quote and policy documentation. Just Travel Cover is solely responsible for the fulfilment of your policy, including issuing documentation, handling customer service, and providing renewal invitations.
All limits vary by insurer and the insurance product(s) that meet your needs may not provide may provide different limits per section. These will be displayed / explained at price delivery and always check limits and excess on insurance documents.
Please refer to their Privacy Policy for more information about how your data is handled.
Terms, conditions and exclusions apply.