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Benefits

Exclusive Benefits for Individuals, Families, Businesses, and Members of Affinity Groups

At HMCA, we’ve been providing private medical plans for over 48 years. Our members enjoy personal service and a range of valuable extras. Discover the key benefits of joining HMCA and why individuals, families, and professionals continue to trust us with their private healthcare.

The Benefits That Set HMCA Apart

From fast claims processing to your choice of hospital and guaranteed acceptance. Discover what sets HMCA apart.

Choice of Hospital & Specialist

Choose the hospital and specialist that best meet your needs, ensuring you receive personalised care, tailored to you.

Avoid NHS Waiting List

Skip the long NHS waiting lists and receive timely treatment, ensuring you get the care you deserve, without the wait.

Claims Processed Promptly

With 93% of claims processed the same day, we ensure quick and reliable access to the care you need.

Personalised Service

You’re never just another number. Our team is always available to answer your questions.

Your Call, Our Priority

You’ll always speak directly with a member of our friendly, knowledgeable staff.

Prompt Treatment

Access medical care swiftly, ensuring you're treated when you need it most.

Open to all Ages

There’s no age restriction when joining a medical plan.

Guaranteed Acceptance

No medical checks – you're guaranteed to be accepted.

Excellent UK Based Service

Friendly, expert support with no waiting around.

Freedom to Choose Your Hospital & Specialist

With HMCA, you have the flexibility to select from a wide range of private hospitals and choose the consultants or specialists that best suit your needs, giving you greater control over your care and peace of mind.

Dedicated UK-Based Support

Our friendly, experienced team is based entirely in the UK. When you contact us, you speak directly with someone who can help, not a call centre.

We pride ourselves on providing a personal, responsive service to every member.

Join a Medical Plan Today and Receive a £100 Gift Card or Discount

When you join the HMCA medical plan, you’ll receive either a £100 Amazon, Marks & Spencer or John Lewis gift card or £150 off your subscription, the choice is yours.

It’s our way of saying thank you for trusting us with your healthcare needs.

Instant Quote Tool

Use our online tool to get an instant quote today.

Need Assistance?

Need help filling out the form or want more details about our plans? We’re here to assist you—just give our friendly team a call!

Enquire Today

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