HMCA offers private medical insurance exclusively to members of qualifying membership groups and associations. Our plans are designed to support individuals and families, with everyday health costs, and provide access to private treatment when it’s needed most.
With decades of experience, HMCA offers exclusive member benefits and tailored healthcare solutions, providing you with quality cover and peace of mind.
Flexible plans covering outpatient, day case, and inpatient treatments, with global coverage for up to six months and 24/7 GP advice.
HMCA provides UK-based, dedicated assistance, ensuring a smooth claims process and consistent, caring service.
Members enjoy tax-free NHS cash payments, no medical exams for plan transfers, and a £100 gift card when joining a medical plan.
We offer a range of plans designed to support your everyday health needs, and provide peace of mind, when life takes an unexpected turn. Whether you’re looking for help with dental costs, faster access to treatment, or financial support during illness, we’ve got a plan to suit you and your loved ones.
Comprehensive benefits with no waiting period, ensuring fast treatment by top surgeons at your chosen hospital.
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Tax-free cash payments to cover unexpected medical costs, delivered directly to you for quick support.
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Comprehensive benefits for emergency and routine UK treatment, including dental care abroad.
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HMCA offers comprehensive travel cover for both European and worldwide trips.
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All of our medical plans can be upgraded with optional medical plus plan benefits, giving you:
Speak to a qualified doctor anytime, day or night.
Video appointments from home, work, or on the go.
Support to help you manage your health proactively.
Get fast access to medication with private prescriptions
Have questions? Our FAQ section provides clear and concise answers to help you understand our services and how we can assist you. If you can’t find what you’re looking for, please contact us – we’re here to help!
Yes – our private medical plans are ideal for individuals, couples, and families. They offer peace of mind by providing access to private healthcare when you need it most, avoiding long NHS waiting times.
Absolutely. You can tailor your plan to include your spouse, partner, and dependent children. It’s a simple and affordable way to protect the health of your whole household.
We can still offer cover, but pre-existing medical conditions may not be included. We’ll explain what’s covered during your quote so there are no surprises.
We have a dedicated UK-based team ready to support you. If you need to make a claim, we’ll talk you through every step and help ensure you get the treatment you need quickly and easily.
Yes. Each family member can choose from our wide network of participating hospitals and specialists. You’re not tied to a single location or provider.
Your cover can begin as soon as your application is accepted and your first payment is made. We aim to make the process as quick and hassle free as possible.
Need help filling out the form or want more details about our plans? We’re here to assist you—just give our friendly team a call!
Fill in your details below, and one of our friendly team will call you back to discuss your options at a time that suits you.
