Trusted by membership groups for over 45 years
For more than four decades, HMCA has provided exclusive benefits to trade, professional, and membership groups across the UK — offering access to medical plans that deliver reassurance, reliability, and peace of mind.
Unlike typical providers, HMCA is not listed on comparison websites and doesn’t advertise widely. This selective approach, keeps our marketing costs low, and allows us to focus on delivering a service built around our members.
What truly sets us apart is our commitment to personal choice, guaranteed acceptance, and access to leading private healthcare — all backed by decades of experience. With 90% of recent survey respondents saying they saved money by switching to HMCA*, we continue to lead the way in member-focused medical plans.
Exclusivity
Our medical plans are only available to members of trade, professional and membership groups, or subscribers of select publications. You won’t find HMCA on comparison websites, and we don’t advertise to the general public. That keeps our overheads low—and our value high.
Great value
By keeping marketing costs to a minimum, we focus on what matters: offering flexible, comprehensive plans at the best possible price. In fact, 90% of members in a recent survey said they saved money by switching to HMCA.*
Freedom of choice
You choose the hospital. You choose the surgeon. There’s no medical needed, and acceptance is guaranteed.
Experience. Exclusivity. Efficiency.
When you combine experience, exclusivity and efficiency, you get a service that leads the way in private medical plans.