Compliment your cover with the Plus Plan — includes access to the HMCA GP Advice Helpline.
Offer your employees fast access to medical investigations and treatment with HMCA Insurance, helping them return to work quickly and minimise business disruption. Our personal claims service provides dedicated support throughout the process. With three levels of medical plan available, HMCA makes it easy to enhance your employee benefits, improve staff retention, and show your commitment to their health and wellbeing.
With decades of experience, HMCA offers exclusive member benefits and tailored healthcare solutions, providing you with quality cover and peace of mind.
Ensure employees receive investigations and treatment quickly, helping them return to work sooner and minimise disruption to your business.
Employees are guided through each step of the claims process, often with the same dedicated adviser for a smooth, personal experience.
Offering a medical plan shows you value your employees, helping attract talent, boost morale, and build a more loyal, productive workforce.
We offer a range of plans designed to support your everyday health needs and provide peace of mind when life takes an unexpected turn. Whether you’re looking for help with dental costs, faster access to treatment, or financial support during illness, we’ve got a plan to suit you and your loved ones.
Comprehensive benefits with no waiting period, ensuring fast treatment by top surgeons at your chosen hospital.
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Tax-free cash payments to cover unexpected medical costs, delivered directly to you for quick support.
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Comprehensive benefits for emergency and routine UK treatment, including dental care abroad.
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HMCA offers comprehensive travel cover for both European and worldwide trips.
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All of our medical plans can be upgraded with optional medical plus plan benefits, giving you:
Speak to a qualified doctor anytime, day or night.
Video appointments from home, work, or on the go.
Support to help you manage your health proactively.
Get fast access to medication with private prescriptions
Have questions? Our FAQ section provides clear and concise answers to help you understand our services and how we can assist you. If you can’t find what you’re looking for, please contact us – we’re here to help!
HMCA medical plans provide fast and efficient treatment without waiting periods, ensuring employees receive timely care. This leads to quicker recovery times and reduced absenteeism, benefiting both the individual and the business.
Yes, employees can join HMCA plans without needing prior private medical insurance. HMCA offers guaranteed acceptance, accepts all ages, and does not require a medical examination, making it accessible to all employees.
Yes, HMCA provides options such as excess or moratorium plans, allowing companies to tailor coverage to their budget while still offering valuable benefits to employees.
HMCA plans include access to a 24-hour GP Advice Helpline, emotional wellbeing support, food and nutrition advice, musculoskeletal support, exercise and activity guidance, and sleep improvement assistance, ensuring comprehensive care for employees.
Yes, employees can choose from a comprehensive list of hospitals. If a preferred hospital is not listed, HMCA encourages contacting their helpline to explore options.
Employees can continue their coverage after leaving the company. HMCA offers flexible plans that can be adapted to individual needs, ensuring continuous support even after employment ends.
Need help filling out the form or want more details about our plans? We’re here to assist you—just give our friendly team a call!
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